Need a Mortgage?
0203 301 6690

  We recently undertook a customer satisfaction survey and 100% of people reported back that they are very likely to recommend us!

Specialist Mortgage Brokers based in London

AS Financial is in the top 2% of independent mortgage brokers nationwide.

This means we have access to specialist lenders and exclusives from the high street, allowing our clients to get a great service and a great rate.

Using our expertise in all areas of lending, our clients receive a high level advice and implementation service.

With AS Financial, you won't just get your mortgage application processed thoroughly and efficiently, but you will also have access to a professional suite of mortgage experts and an expert progressing team who achieve your goals of property purchase.

AS Financial is proud to be a new breed of mortgage advisory business with a professional offering, friendly staff and advice focussed corporate ethos.

Mortgage we specialise in

Contractor Mortgages London


As fully Independent Mortgage Advisers regulated by the Financial Conduct Authority, we have built up a wealth of key underwriter contacts from the high street and exclusive private banks, enabling us to specialise in securing mortgage finance for Contractors.
Read More
First Time Buyer Mortgages London

First Time Buyer

First time buyers are the life blood of any housing market. When meeting one of our professional advisers, we will explain to you the whole home buying process in a jargon free manner.
Read More
Remortgages London

Need a
Remortgage ?

Here at AS Financial, we aim to make our clients lifelong clients. A big part of our business is saving you thousands of pounds by finding you a better deal. We will take control of the process and manage the providers and any other parties to make it as hassle free as possible for you.
Read More
Buy To Let Mortgages London

Buy To Let

Buy to Let continues to offer good returns for your investment. Whether it is your first Buy to Let or you’re a professional landlord with an extended portfolio, we can advise you on the suitable methods of creating an income or increasing your portfolio for capital growth, all while staying tax efficient.
Read More
New Build Mortgages London

New Build

Many lenders frown upon New Build and either restrict lending or ask for further information. AS Financial is the recommended mortgage adviser for a number of developers and new build specialist estate agents, so we can be certain that our clients are getting specialist expertise advice in this area.
Read More
Foreign National Mortgages London

Mortgages for
Foreign Nationals

Many of our clients here at AS Financial do not have permanent rights to reside. Being a fully independent Adviser, we are able to help individuals from most countries, whether it be for somewhere to live or as an investment in the UK. It takes specialist underwriting to understand an income profile that does not necessarily contain UK earnings and our years of expertise in this area means we have the contacts and understanding to achieve lending for Foreign Nationals.
Read More
Limited Company Mortgages London

Limited Company

With the new Buy to Let legislation many individuals have seen advantages in buying property through a Limited company. AS Financial is able to give advice as to whether this is truly an advantageous action and, if so, which providers will lend.
Read More
Live Work Unit Mortgages London

Live/Work Unit

The common misconception is people pay a premium on their mortgage if they
wish to buy a live/work unit. The truth is that is not the case; some banks lend on them and some don’t. Our experts will find you the most competitive lender based on your personal circumstances, allowing you to purchase your dream warehouse conversion with a live/work lease. Also our connections within the banks will make sure your case is dealt with by an underwriter who understands what a live/work property is, resulting in a problem free, quickly agreed mortgage.
Read More
Holiday Home Mortgages London

Holiday Home

Are you looking to purchase that perfect holiday home and need finance. AS Financial has partnerships in France, Spain and Portugal to make it happen. It may well be that you don’t need to take a mortgage in Euros and we can use assets in the UK. We will explore all options and give you the advice you need. .
Read More

To see how we can help you find a mortgage call us 0203 301 6690


As a responsible advisor, AS Financial encourages all our clients to consider protection planning.

Financial protection comes in many different forms and putting together the right combination of plans for your individual circumstances is a specialist job.

This is why we have a specialist protection department, with expert advisors ready to assist you with your needs. This can be as part of your mortgage review or purely as a stand alone protection review and planning service.

You will receive the same high standards AS Financial is known for and receive a full planning and implementation service. All our professional advisers are here to act for you, helping you to choose the most suitable and affordable protection policies and  guiding you through the process with ease from start to finish.

What we do
As Financial believes it is important our clients are financially protected when the unthinkable happens.

We provide independent research and advice on the protection market, giving you all the information you need to make informed choices in the protection market.

We will analyse your current situation and make recommendations that can cover all aspects of  your financial security, all within an agreed affordability budget

Once you have chosen your preferred plans, we will apply and implement the cover.
As your life changes, we will change our recommendations and update your cover based the new information you give to us, at no additional cost.

Life Cover
This is a policy that gives your family(or another nominated person) a lump sum should you die. This means that your loved ones can have financial security during a very difficulty time.

We will assess your individual needs to put together a package that is right for you, whether its simply covering your debts, having additional capital or replacing an income for those left behind.

Critical or Serious Illness Cover
This policy pays out a lump sum to you should you become ill with a serious illness. It may be that you are unable to work, or need private medical help, or need significant changes to your home to cope, the payment from this policy will give you the freedom to have choices.

Although, 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime, with currently modern medicine 50% survive for at least 10 years. Making this policy very important to protect you and your family in that period.

These policies are very complicated, with each provider offering different levels of cover on different illnesses. We are here to simplify the decision, talk to you about your needs and recommend the most suitable policy for you.

Income Protection
Income Protection can provide you a monthly tax free income if you become ill and are unable to work for a set period.

If you fall ill or have an accident and are unable to work, the sudden loss of income may see you struggling to keep up with bills or depleting your savings rapidly.

Its here income protection kicks in and providers you and your family with financial security

Unemployment Cover
Should you be made redundant, this cover will offer you a short term tax free income.

The cover is designed to keep you in top of household bills and mortgages while you get back on your feet and find your next job.

If you would like a free review of your situation please do not hesitate to contact us on 203 301 6690 or


About Us

AS Financial believes in an independent advice and service led proposition, meaning the client gets way more than a mortgage. They get support when they need it most, with guidance, not just through the minefield of mortgage rates but throughout the whole process of buying or re-mortgaging.

We are a team of friendly approachable staff that are here to deal with any query and help with any aspect within the property industry.

AS Financial has grown to be within the top 2% of mortgage brokers nationwide and is the trusted Adviser to a number of estate agents and developers throughout the UK.

Meet The Team


Saul Conway

Managing Director

Before taking over as Managing Director of AS Financial, Saul has been a Senior Partner in Atlantic Swiss and has over 10 years experience in the financial services industry in both compliance and client management. Saul has overseen significant growth in AS Financial to it now being within the top 2% of directly authorised independent advisory mortgage firms in the country

About Saul

Martin Seewoonarain

Director / Mortgage Adviser

Martin has advised on mortgages for over a decade and specialises in securing property finance for Contractors. However, he is by no means exclusive to Contractors as he serves a wide and diverse client portfolio including many of the London Bloomberg office.

About Martin

James Dennett

Director / Mortgage Adviser

After starting out as a pensions and investment adviser James decided to focus on the cornerstone of financial planning – property and mortgages. Being a fully qualified IFA gives James a fantastic foundation to give you mortgage advice that truly considers your long term plans as well as your immediate needs.

About James

Marcel Istace

Director of Operations

With over 10 years experience in the UK & Overseas mortgage markets, Marcel is well placed to provide our clients with the best level of service and knowledge to make their mortgage application seamless.

About Marcel

George Drameh

Mortgage Adviser

George has extensive experience in arranging Buy To Let mortgages, and has developed a solid reputation for catering the needs of his clients and is widely considered an expert in the field by his peers.

About George

Matthew Fretwell

Mortgage Adviser

After graduating from Nottingham University in Industrial Economics, Matt spent three years working in the London property market where he now operates as a broker specialising in investment property. He also worked abroad for two years in Malaysia and Australia advising clients on investments and pensions.

About Matthew

Sarah Howard

Mortgage Adviser

After graduating from the University of Sheffield, Sarah went through the AS Financial graduate scheme. She now has extensive experience in arranging mortgages for first time buyers and homemovers alike, including for Help to Buy and Shared Ownership properties. She also has expert knowledge in the buy to let market helping clients starting their investment journey aswell as professional landlords.

About Sarah

William Bray

Mortgage Adviser

Originally from London and a Newcastle University graduate, Will is fully qualified to advise on both mortgages and protection. His experience has ranged from helping first time buyers climb onto the property ladder to guiding experienced landlords, HNWs and media & entertainment clients.

About William

Lee Scott

Mortgage Adviser

Having worked his way up through the back office, processing pensions, investments, financial protection and mortgages, Lee has built up a wealth of knowledge over the financial sector as a whole. Lee then decided to specialise in mortgage advice, enjoying the problem-solving nature of mortgage and having a particular desire to help people achieve their property goals. Lee manages to combine youthful exuberance with over 5 years experience and extensive knowledge of the industry.

About Lee

Chris D’arcy

Protection Specialist

Chris has worked in the protection market for over 10 years. Having had a key role in the growth of a brokerage based in Hampshire, he then decided to move to London to work as a freelance adviser. Now here at AS, Chris draws on his vast experience to provide clients with the best possible advice.

About Chris

Kyle Hawes

Head of Technical
Anna- Louise

Anna- Louise Lavers

Technical Team Member

Matthew Dawes

Technical Team Member

Felipe Oliveira

Technical Team Member

Contact Us

To discuss how AS Financial can help you please contact us using the details below for an initial chat or
to arrange an appointment with one of our mortgage Advisers.


Main: 0203 301 6690


Fax: 0870 626 0255

Twitter: @asfinancial1

AS Financial
High Holborn House
52-54 High Holborn

How to find us

Leave a message

Please complete the form and we will be in touch.