Holiday Home Mortgage

Are you looking to purchase that perfect holiday home and need finance. AS Financial has partnerships in France, Spain and Portugal to make it happen. It may well be that you don’t need to take a mortgage in Euros and we can use assets in the UK. We will explore all options and give you the advice you need.

We specialise in providing mortgages for holiday homes, making it easy for you to invest in your dream getaway. Whether you're looking for a coastal retreat or a countryside escape, our team in London is dedicated to finding the right mortgage solution for your needs.

Holiday home mortgages offer a unique set of benefits and considerations. Our experts will guide you through the process, ensuring you understand all your options, from competitive interest rates to flexible terms. We work with a range of lenders to secure the best deal, tailored to your financial situation and holiday home plans. With our personalised service, you can confidently make your holiday home dreams a reality.

Contact us today to explore your mortgage options and start your journey towards owning your perfect retreat.

What is a holiday home mortgage?

A holiday home mortgage is a loan specifically for purchasing a second property used for vacation purposes.

Can I get a mortgage for a holiday home if I already have a mortgage on my main residence?

Yes, you can get a mortgage for a holiday home even if you have an existing mortgage, though lenders will assess your overall financial situation.

Are holiday home mortgages more expensive than regular mortgages?

Holiday home mortgages can have higher interest rates and stricter terms compared to standard residential mortgages due to the perceived higher risk.

Do I need to provide a larger deposit for a holiday home mortgage?

Typically, you may need a larger deposit for a holiday home mortgage, often around 20% to 30% of the property's value, compared to a primary residence.

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Why customers use AS Financial

Modern mortgage advice

In conjunction with our highly trained professional mortgage advisers, AS Financial uses the latest industry technologies to make your mortgage journey more educated and informed. AS Financial believes in using technology to make your life easier, not forcing our clients to use technology. It’s important to us that you always have advice from a mortgage professional and every client has their own allocated adviser.

Truly independent advice

AS Financial searches the whole market each and every time. You are an individual with individual circumstances making you unique. We understand and embrace these differences and carry out bespoke market research for every one of our clients. Of course we want you to get a great rate, but more importantly, we are here to make sure you achieve your goals from first property purchase to re-mortgaging your buy to let portfolio.

Expert implementation

AS Financial believes in mortgage professionals, not just in the areas of advice, but also in progressing your mortgage and making sure it completes. At each stage of your mortgage you are allocated the correct expert for you to rely on, through our Technical Progressing Team and our Completion Team. We truly believe this sets us apart in the mortgage advice arena and makes sure our clients get the attention they deserve at all stages.