Remortgage Brokers

At AS Financial, we aim to make our clients lifelong clients. A large part of our business is saving you thousands of pounds by finding you a better deal. We will take control of the process and manage the lenders and any other parties to make it as hassle free as possible for you.

We will discuss the pros and cons of borrowing more or even less. As part of our independent and transparent advice process, if we believe that staying with your current provider is the right course of action, we will recommend this and manage the transition on to your new rate.

We will discuss the term of mortgage and the length of rate to make sure you are making the right decision with potential life goals and changes in mind. We will then remind you when its time to renew your product and ensure you always have the most competitive rate at the end of your special rate period.

Is remortgaging a good idea?

Remortgaging can help reduce your loan amount and possibly secure a lower interest rate. However, be aware of any early repayment charges or exit fees, and weigh these against the savings from the new mortgage. You may also want to switch from an interest-only to a repayment mortgage.

Do I need a solicitor to remortgage UK?

If you're remortgaging with a new lender, you'll need a solicitor. However, if you're just changing to a new deal with your current lender, you typically won't need a solicitor.

Is it worth remortgaging every 2 years?

If you believe interest rates might keep falling, you might choose a 2-year fixed-rate mortgage, hoping to remortgage at a better rate later. However, there's a risk that rates could rise instead of falling, potentially leading to higher costs in two years.

How much can I borrow from a remortgage?

When remortgaging your house, you can typically borrow up to the remaining balance of your existing mortgage or choose to borrow more to access any equity in your home. Keep in mind that lenders will treat this process as a new mortgage application.

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Why customers use AS Financial

Modern mortgage advice

In conjunction with our highly trained professional mortgage advisers, AS Financial uses the latest industry technologies to make your mortgage journey more educated and informed. AS Financial believes in using technology to make your life easier, not forcing our clients to use technology. It’s important to us that you always have advice from a mortgage professional and every client has their own allocated adviser.

Truly independent advice

AS Financial searches the whole market each and every time. You are an individual with individual circumstances making you unique. We understand and embrace these differences and carry out bespoke market research for every one of our clients. Of course we want you to get a great rate, but more importantly, we are here to make sure you achieve your goals from first property purchase to re-mortgaging your buy to let portfolio.

Expert implementation

AS Financial believes in mortgage professionals, not just in the areas of advice, but also in progressing your mortgage and making sure it completes. At each stage of your mortgage you are allocated the correct expert for you to rely on, through our Technical Progressing Team and our Completion Team. We truly believe this sets us apart in the mortgage advice arena and makes sure our clients get the attention they deserve at all stages.