New Build Mortgage Brokers

Many lenders frown on New Build and either restrict lending or ask for further information. AS Financial is the recommended mortgage adviser for a number of developers and new build specialist estate agents, so we can be certain that our clients are getting specialist expertise advice in this area.

New build properties offer a host of benefits, including modern designs and energy-efficient features, but securing the right mortgage can be a challenge. That's where we come in. Our extensive experience in London’s property market means we have the knowledge and connections to help you find the best mortgage deals available.

We understand that every buyer's needs are different, which is why we offer personalised mortgage solutions. From competitive interest rates to flexible terms, we work with a range of lenders to find the right fit for you. Our dedicated advisors will support you with straightforward advice, ensuring you have all the information needed to make informed decisions.

Don’t let the complexities of financing a new build property hold you back. Contact us today to explore your options and secure the perfect mortgage for your new home. Let us help turn your property dreams into reality.

Is it hard to get a mortgage on a new build?

New build mortgages typically require a larger deposit compared to buying an older property. This is because lenders tend to be more cautious with new builds, as they want to minimise the risk of the property’s value dropping in the initial years.

Can I get a 5% deposit mortgage on a new build?

The Deposit Unlock scheme, created by the Home Builders Federation, allows buyers to secure a new build mortgage with just a 5% deposit. However, this is only available through participating builders and lenders, so your choices may be limited.

What deposit is needed for a new build in the UK?

Deposits for new build properties generally range from 15% to 30%. This is higher compared to older properties, which often require a deposit of 10% or even as low as 5%.

Is a 90% LTV available for new builds?

Yes, many new build mortgages offer a 90% loan-to-value (LTV) ratio, which means you would need to cover 10% of the property’s value with your deposit, while the mortgage would cover the remaining 90%.

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Why customers use AS Financial

Modern mortgage advice

In conjunction with our highly trained professional mortgage advisers, AS Financial uses the latest industry technologies to make your mortgage journey more educated and informed. AS Financial believes in using technology to make your life easier, not forcing our clients to use technology. It’s important to us that you always have advice from a mortgage professional and every client has their own allocated adviser.

Truly independent advice

AS Financial searches the whole market each and every time. You are an individual with individual circumstances making you unique. We understand and embrace these differences and carry out bespoke market research for every one of our clients. Of course we want you to get a great rate, but more importantly, we are here to make sure you achieve your goals from first property purchase to re-mortgaging your buy to let portfolio.

Expert implementation

AS Financial believes in mortgage professionals, not just in the areas of advice, but also in progressing your mortgage and making sure it completes. At each stage of your mortgage you are allocated the correct expert for you to rely on, through our Technical Progressing Team and our Completion Team. We truly believe this sets us apart in the mortgage advice arena and makes sure our clients get the attention they deserve at all stages.