Live / Work Unit Mortgage Brokers

The common misconception is people pay a premium on their mortgage if they wish to buy a live/work unit.

The truth is that is not the case; some banks lend on them and some don’t. Our experts will find you the most competitive lender based on your personal circumstances, allowing you to purchase your dream warehouse conversion with a live/work lease.

Also our connections within the banks will make sure your case is dealt with by an underwriter who understands what a live/work property is, resulting in a problem free, quickly agreed mortgage.

What is a Live/Work Unit Mortgage?

A Live/Work Unit Mortgage is for properties that combine living and working spaces, often used by individuals who run a business from home.

Can I get a mortgage for a live/work unit if I’m self-employed?

Yes, self-employed individuals can get a mortgage for a live/work unit, but they may need to provide additional documentation, such as business accounts and tax returns.

Are there any special requirements for live/work unit mortgages?

Lenders may require specific details about how the property will be used, and you might need to show how the business part of the property generates income.

Do live/work unit mortgages have higher interest rates?

Interest rates for live/work unit mortgages can be slightly higher compared to standard residential mortgages due to the mixed-use nature of the property.

Arrange a call today

Why customers use AS Financial

Modern mortgage advice

In conjunction with our highly trained professional mortgage advisers, AS Financial uses the latest industry technologies to make your mortgage journey more educated and informed. AS Financial believes in using technology to make your life easier, not forcing our clients to use technology. It’s important to us that you always have advice from a mortgage professional and every client has their own allocated adviser.

Truly independent advice

AS Financial searches the whole market each and every time. You are an individual with individual circumstances making you unique. We understand and embrace these differences and carry out bespoke market research for every one of our clients. Of course we want you to get a great rate, but more importantly, we are here to make sure you achieve your goals from first property purchase to re-mortgaging your buy to let portfolio.

Expert implementation

AS Financial believes in mortgage professionals, not just in the areas of advice, but also in progressing your mortgage and making sure it completes. At each stage of your mortgage you are allocated the correct expert for you to rely on, through our Technical Progressing Team and our Completion Team. We truly believe this sets us apart in the mortgage advice arena and makes sure our clients get the attention they deserve at all stages.